A US-based lender specializing in international students without co-signers or collateral, MPower provides fixed-rate USD loans, career support, and credit-building opportunities for global mobility.
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Basic bank details
Maximum Loan Amount
Up to $100,000
Interest Rate Range
9.99% (APR ~10.89%-17.08%)
Margin Money
0%
Processing Fees
5%
Moratorium Period
Study + 6-12M
Repayment Tenure
Up to 10 Years
Loan Type
Processing Time
Loan Repayment Method
Simple Interest
Eligibility Criteria
International students from 190+ countries including India for MPOWER education loan eligibility.
Applicant aged 18+ for study abroad loan without cosigner.
Undergraduate/graduate within 2 years of graduation or starting 1-2 year program for MPOWER international student loan.
Enrolled in one of 500+ approved US/Canada schools for MPOWER study abroad loan.
Strong CIBIL/credit history preferred for MPOWER overseas student loan eligibility.
No cosigner or collateral required for MPOWER education loan.
Document Requirement
Valid photo ID like passport for MPOWER student loan application.
Transcripts and test scores for MPOWER education loan eligibility.
Offer letter from approved university for MPOWER study abroad loan.
Income/expense details if requested for MPOWER international student loan.
KYC documents of co-applicant
Income proof (salary slips, ITR, bank statements)
Employment certificate
Property documents (if collateral required)
Key Features
Funds without security or guarantor for MPOWER education loan.
As low as 9.99% (11.16% APR) with autopay discount for MPOWER loan interest rates 2025.
US$2,001 to US$100,000 total for study abroad loan US Canada.
Tuition, living costs, books disbursed to university for MPOWER overseas student loan.
Interest-only in school + 6-month grace; 10-year fixed for MPOWER education loan.
Free letter for I-20/US visa in MPOWER study abroad loan.
On-time payments boost US credit for MPOWER international student loan.
Refinancing, scholarships, Path2Success career aid for MPOWER education loan.
How does it work
Total Processing Time
Upload documents securely, get instant verification, and track your application 24/7 through our online platform
Expert Personal Support
Dedicated relationship manager with multilingual support to guide you through the entire loan process
Fastest Loan Processing
Get your education loan approved 3x faster than traditional bank applications with our streamlined process
FAQ
