Offers high loan amounts without a strict upper cap, with tailored packages for top global institutions, and strong after-loan servicing for international students.
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Basic bank details
Maximum Loan Amount
No upper limit
Interest Rate Range
~13.70%–15.20%
Margin Money
~0–5%
Processing Fees
Up to 2% + GST
Moratorium Period
Course + Up to 12 M
Repayment Tenure
Up to 15 yrs
Loan Type
Secured & Unsecured
Processing Time
3-10 Working Days
Loan Repayment Method
Eligibility Criteria
Indian citizen with confirmed admission to a recognized foreign university (Master’s courses only, listed in Axis Bank’s prime/non-prime categories).
Co-applicant (parent/spouse/sibling) with stable income (minimum INR 35,000/month, no existing EMIs).
Minimum 60% academic score in Higher Secondary and Graduation.
Co-applicant’s CIBIL score >700.
Applicant age: 18-35 years.
Co-applicant must provide 3 years of ITR or 2 years of Form-16.
Document Requirement
KYC documents (Aadhaar, PAN, Passport).
Bank statement/passbook (last 6 months).
Admission letter and fee schedule.
Academic transcripts/certificates (SSC, HSC, Degree).
Optional: Guarantor form.
KYC documents.
Income proof (salary slips, ITR, bank statements).
Employment certificate.
Property documents (if collateral required).
Key Features
Guaranteed Best Loan: GyanDhan secures the most advantageous loan deal. If a better offer is found, we compensate for the difference in Axis Bank’s interest rate throughout the loan period.
Higher Approval Chances: Applications sent to Axis Bank via GyanDhan meet all eligibility criteria, increasing approval likelihood.
Customized Document Checklist: Tailored document list with alternative options for faster submission.
Low Turnaround Time: Loan processing in 5-7 days (post-document submission) compared to Axis Bank’s standard 15 days.
100% Free Services: Expert loan counselor guidance at no additional cost.
How does it work
Total Processing Time
Upload documents securely, get instant verification, and track your application 24/7 through our online platform
Expert Personal Support
Dedicated relationship manager with multilingual support to guide you through the entire loan process
Fastest Loan Processing
Get your education loan approved 3x faster than traditional bank applications with our streamlined process
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