One of India’s largest private-sector banks, ICICI provides quick turnaround times, unsecured loans up to ₹1 Cr, and value-added services like forex and travel insurance.
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Basic bank details
Maximum Loan Amount
Up to ₹3 Cr
Interest Rate Range
~10.99%–11.25%
Margin Money
0%-15%
Processing Fees
0.5%–1% + GST
Moratorium Period
Course + Up to 12 M
Repayment Tenure
Up to ~12 yrs
Loan Type
Repayment Method
Processing Time
Check Your Eligibility in 2 mins
Eligibility Criteria
Indian citizen with confirmed admission to recognized foreign university
Co-applicant with stable income (parent/spouse/sibling)
Minimum academic score of 60% in qualifying examination
Age between 18-35 years at time of application
Document Requirement
KYC documents (Aadhaar, PAN, Passport)
Academic transcripts and certificates
Admission letter/I-20 from university
Passport with student visa
Cost of study statement
KYC documents of co-applicant
Income proof (salary slips, ITR, bank statements)
Employment certificate
Property documents (if collateral required)
Key Features
How does it work
Total Processing Time
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Upload documents securely, get instant verification, and track your application 24/7 through our online platform
Expert Personal Support
Dedicated relationship manager with multilingual support to guide you through the entire loan process
Fastest Loan Processing
Get your education loan approved 3x faster than traditional bank applications with our streamlined process
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